Before you being the home loan and purchase process, make sure you have the
following items available:
- Personal information, including social security number, your age, years of schooling,
marital status, number and age of dependents, current address and phone numbers, past
addresses (if you have more than one in the past 8 years).
- Current housing expenses, including rent, morgage, insurance, or taxes. Name and address
of landlord or mortgage holder for the past 3 years.
- Employment income and history, including the past 2 years, recent pay stubs and W-2
forms, complete tax returns and financial statements if self-employed, records of
dividends and interest received.
- Assets, including all bank and money market accounts, 3 months of bank statements,
current values of investments (stocks, bonds, mutual funds), all cars owned, any other
real estate.
- Liabilities and debts, including loans, credit cards, and other bills. Plus, a written
explanation of any past credit problems.
Copyright © 2002 BenBansal.com Inc. All rights reserved.